A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly and benefit from long-term compounding.
This SIP calculator estimates the future value of your monthly investments assuming a constant rate of return compounded monthly.
FV = P × [ ( (1 + r)^n − 1 ) / r ] × (1 + r)
- P = Monthly investment amount
- r = Monthly rate of return (annual return ÷ 12 ÷ 100)
- n = Total number of months (years × 12)
- Investments are made every month without interruption
- The rate of return remains constant throughout the period
- Returns are compounded monthly
- Taxes, inflation, exit loads, and fund expenses are not considered
Real-world investments are affected by market volatility, fund performance, expenses, and investor behavior such as pausing or modifying SIPs.
Mutual fund investments are subject to market risks. Past performance is not an indicator of future returns. This calculator is for informational and educational purposes only and does not constitute investment advice. InvestBasics is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.